Home Payment and Billing Using Apple Pay, Google Pay, or Link via Stripe

Using Apple Pay, Google Pay, or Link via Stripe

Last updated on Jul 13, 2025

Digital wallets make payments faster, more secure, and more convenient. This guide explains how to set up and use Apple Pay, Google Pay, and Link for your Swift Ride payments.

Why Use Digital Wallets?

Benefits Over Traditional Cards

  • ⚡ Faster Checkout: One-click payments

  • 🔒 Enhanced Security: Biometric authentication

  • 📱 Convenience: No need to enter card details

  • 🛡️ Privacy: Card numbers aren't shared

  • 🔄 Automatic Updates: When cards expire

Apple Pay

What is Apple Pay?

Apple Pay is Apple's mobile payment service that allows you to make secure payments using your iPhone, iPad, Apple Watch, or Mac.

Setting Up Apple Pay

On iPhone/iPad

  1. Open the Wallet app

  2. Tap the + button

  3. Follow prompts to add your card

  4. Verify with your bank

  5. Set as default if desired

On Mac

  1. Go to System Preferences

  2. Select Wallet & Apple Pay

  3. Click Add Card

  4. Enter card details

  5. Verify with bank

Using Apple Pay with Swift Ride

First-Time Setup

  1. At checkout, select Apple Pay

  2. Review payment amount

  3. Authenticate with:

    • Face ID (iPhone X and later)

    • Touch ID (older iPhones, iPads, Macs)

    • Passcode (if biometrics fail)

  4. Complete transaction

  5. Receive confirmation

Requirements

  • ✅ Apple device with Apple Pay support

  • ✅ Safari browser (on Mac)

  • ✅ Supported card in Wallet

  • ✅ Two-factor authentication on Apple ID

  • ✅ Region that supports Apple Pay

Apple Pay Tips

  • Multiple Cards: Double-click to choose different card

  • Default Card: Set in Wallet app settings

  • Shipping Address: Auto-fills from Apple ID

  • Transaction Limits: Same as physical card

Google Pay

What is Google Pay?

Google Pay is Google's digital wallet platform that enables fast, secure payments across Android devices and Chrome browser.

Setting Up Google Pay

On Android

  1. Download Google Pay app

  2. Open app and tap Get Started

  3. Add card by:

    • Taking photo of card

    • Entering details manually

  4. Verify with SMS/email code

  5. Set as default payment

On Desktop (Chrome)

  1. Go to pay.google.com

  2. Click Payment Methods

  3. Add card information

  4. Verify identity

  5. Save for future use

Using Google Pay with Swift Ride

Making Payments

  1. Click Google Pay at checkout

  2. If on mobile: App opens automatically

  3. If on desktop: Pop-up appears

  4. Select payment card

  5. Confirm with:

    • Fingerprint

    • PIN

    • Pattern

  6. Transaction completes

Requirements

  • ✅ Android 5.0+ or Chrome browser

  • ✅ Google account

  • ✅ Screen lock enabled (mobile)

  • ✅ NFC enabled for tap-to-pay

  • ✅ Supported card added

Google Pay Features

  • Multiple Accounts: Switch between Google accounts

  • Transaction History: View in app

  • Loyalty Cards: Store in same app

  • Offers: Automatic discount application

Link by Stripe

What is Link?

Link is Stripe's universal payment method that saves your information securely and enables one-click checkout across any business using Stripe.

Setting Up Link

First-Time Creation

  1. At any Stripe checkout, enter email

  2. Click Save my info for 1-click checkout

  3. Receive 6-digit code via email

  4. Enter verification code

  5. Add payment details:

    • Card information

    • Billing address

    • Phone number

  6. Create Link account

Benefits of Link

  • Works on ANY site using Stripe

  • No app download required

  • Automatically updates everywhere

  • Secure authentication

  • Faster than typing details

Using Link with Swift Ride

Returning Users

  1. Enter email at checkout

  2. Link recognizes you

  3. Click Pay with Link

  4. Receive verification code

  5. Enter code

  6. Payment completes instantly

Managing Link

  • Update Cards: Change at any Stripe checkout

  • Multiple Cards: Add during checkout

  • Remove Cards: Via email preferences

  • Privacy: Control data sharing

Comparing Digital Wallets

FeatureApple PayGoogle PayLinkDevicesApple onlyAndroid/ChromeAny deviceSetup Time2-3 minutes2-3 minutes1 minuteAuthenticationBiometricBiometric/PINEmail codeCross-PlatformNoLimitedYesApp RequiredWallet appGoogle Pay appNo

Security Features

Apple Pay Security

  • 🔒 Device Account Number (not real card)

  • 🔒 Dynamic transaction codes

  • 🔒 Biometric authentication required

  • 🔒 Lost device: Remotely disable

  • 🔒 No card details stored

Google Pay Security

  • 🔒 Virtual Account Number

  • 🔒 Tokenized transactions

  • 🔒 Device lock required

  • 🔒 Find My Device integration

  • 🔒 Industry-standard encryption

Link Security

  • 🔒 Two-factor authentication

  • 🔒 Email verification each use

  • 🔒 PCI compliance

  • 🔒 Encrypted data storage

  • 🔒 Fraud monitoring

Troubleshooting

Apple Pay Issues

"Apple Pay not available"

  • Use Safari browser

  • Update to latest iOS/macOS

  • Check region settings

  • Verify card supports Apple Pay

"Authentication failed"

  • Re-enable Face ID/Touch ID

  • Check passcode settings

  • Remove and re-add card

  • Contact Apple Support

Google Pay Problems

"Can't add card"

  • Verify card is supported

  • Check with your bank

  • Update Google Pay app

  • Clear app cache

"Payment declined"

  • Check card limits

  • Verify sufficient funds

  • Enable online transactions

  • Try different card

Link Troubleshooting

"Code not received"

  • Check spam folder

  • Verify email correct

  • Request new code

  • Try different email

"Link not recognized"

  • Clear browser cookies

  • Use same email as before

  • Reset Link account

  • Create new account

Best Practices

For All Digital Wallets

  1. Keep Updated: Install latest updates

  2. Secure Device: Use lock screen

  3. Monitor Transactions: Check regularly

  4. Report Issues: Contact support quickly

  5. Backup Methods: Keep card on file too

Choosing the Right Wallet

  • Apple Users: Apple Pay for seamless experience

  • Android Users: Google Pay for integration

  • Multi-Device Users: Link for flexibility

  • Privacy Focused: Any provide good protection

Managing Digital Payments

View Transaction History

  • Apple Pay: In Wallet app

  • Google Pay: In Google Pay app

  • Link: Via email receipts

Updating Payment Methods

  1. Remove old card from wallet

  2. Add new card

  3. Verify with bank

  4. Update default if needed

  5. Test with small purchase

Removing Digital Wallets

  • Apple Pay: Settings → Wallet → Remove Card

  • Google Pay: App → Payment Methods → Remove

  • Link: Via email preferences link

Frequently Asked Questions

Q: Are digital wallets more secure? A: Yes, they use tokenization and don't share real card numbers.

Q: Do digital wallets cost extra? A: No, they're free to use with no additional fees.

Q: Can I use multiple digital wallets? A: Yes, you can have all three set up and choose at checkout.

Q: What if I lose my phone? A: Use device's remote lock/wipe features. Payments require authentication.

Q: Do digital wallets work internationally? A: Yes, wherever the merchant accepts them.

Need Help?

Digital Wallet Support

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