Home Payment and Billing Understanding Your Subscription Cost: What's Included & What's Not

Understanding Your Subscription Cost: What's Included & What's Not

Last updated on Jul 13, 2025

Your Swift Ride subscription is designed to be transparent and all-inclusive for gig drivers. Here's a detailed breakdown of what your $399 weekly subscription covers and what additional costs you might encounter.

Subscription Pricing Structure

Weekly Subscription: $399/week

  • Billing Cycle: Every 7 days

  • Payment Method: Automatic renewal

  • Start Date: Your vehicle pickup day

  • Flexibility: Week-to-week, no long-term contract

One-Time Security Deposit: $200

  • When Charged: At booking

  • Fully Refundable: Upon vehicle return

  • Purpose: Covers potential damages

  • Return Timeline: 5-7 business days after inspection

What's Included in Your $399/Week

✅ Vehicle Access

  • 24/7 Vehicle Access: Drive anytime, day or night

  • Unlimited Hours: No hourly restrictions

  • Digital Key Access: Via Geotab system

  • Vehicle Swaps: Switch vehicles if needed (subject to availability)

✅ Mileage Allowance

  • Unlimited Mileage: For gig driving purposes

  • No Daily Limits: Drive as much as you need

  • All Gig Platforms: Uber, Lyft, DoorDash, etc.

  • Personal Use: Reasonable personal use included

✅ Insurance Coverage

  • Comprehensive Coverage: Full coverage insurance

  • Liability Protection: State minimum requirements

  • Collision Coverage: With deductible

  • Gig Platform Compatible: Meets all platform requirements

✅ Maintenance & Repairs

  • Regular Maintenance: Oil changes, tire rotations

  • Mechanical Repairs: Covered breakdowns

  • 24/7 Roadside Assistance: For emergencies

  • Replacement Vehicle: During extended repairs

✅ Registration & Licensing

  • Vehicle Registration: Always current

  • License Plates: Properly registered

  • Inspection Stickers: Up-to-date

  • Documentation: All paperwork provided

✅ Technology Features

  • GPS Navigation: If equipped in vehicle

  • Geotab Digital Key: Smartphone access

  • Vehicle Diagnostics: Real-time monitoring

  • Support App Access: 24/7 assistance

What's NOT Included

❌ Fuel Costs

  • Your Responsibility: All gas/charging costs

  • Fuel Type: Use recommended grade

  • Electric Vehicles: Charging costs on you

  • Return Policy: Return with same fuel level

❌ Parking & Tolls

  • Parking Fees: Your responsibility

  • Parking Tickets: You must pay

  • Toll Roads: Your expense

  • Toll Violations: Billed to you

❌ Traffic Violations

  • Speeding Tickets: Your responsibility

  • Red Light Cameras: Forwarded to you

  • Moving Violations: Impact your record

  • Administrative Fees: May apply for processing

❌ Damage Beyond Normal Wear

  • Deductible: You pay for at-fault accidents

  • Interior Damage: Excessive wear charges

  • Missing Items: Replacement costs

  • Cleaning Fees: For excessive mess

❌ Personal Items

  • Phone Mounts: Bring your own

  • Charging Cables: Not provided

  • Air Fresheners: Your preference

  • Personal Safety Items: Your responsibility

Additional Fees You Might Encounter

Damage-Related Fees

Type of DamageEstimated CostWindshield Chip50−100Interior Stains75−150Bumper Scratch200−500Lost Key250−400

Service Fees

  • Late Payment: $25 after 24-hour grace period

  • Early Return: No fee, but no refund

  • Vehicle Transfer: $50 if switching vehicles

  • Deep Cleaning: $150 if required

Violation Processing

  • Ticket Processing: $25 administrative fee

  • Toll Processing: $15 + toll amount

  • Late Violation Payment: Additional penalties

Understanding Insurance Coverage

What's Covered

✅ Accidents: With deductible

  • Not-at-fault: $0 deductible

  • At-fault: $500 deductible

✅ Comprehensive:

  • Theft: Covered

  • Vandalism: Covered

  • Weather damage: Covered

  • Deductible: $500

Your Responsibilities

  • Report accidents within 24 hours

  • Cooperate with insurance claims

  • Pay deductibles when applicable

  • Maintain safe driving record

Cost Comparison

Traditional Car Ownership

Monthly Costs:

  • Car Payment: 400−600

  • Insurance: 150−300

  • Maintenance: 100−200

  • Depreciation: 200−300

  • Total: 750−1,400/month

Swift Ride Subscription

Monthly Cost: $1,596 (4 weeks)

  • All-inclusive (except fuel)

  • No surprise repairs

  • No insurance shopping

  • Professional maintenance

Maximizing Your Subscription Value

Drive Smart

  1. Plan Routes: Minimize fuel costs

  2. Multi-App: Maximize earnings

  3. Peak Hours: Focus on busy times

  4. Maintain Vehicle: Avoid damage fees

Use All Benefits

  • Take advantage of 24/7 access

  • Use vehicle for personal needs too

  • Request maintenance promptly

  • Utilize roadside assistance

Track Your Costs

  • Monitor fuel expenses

  • Track toll costs

  • Document mileage for taxes

  • Calculate cost per mile

Frequently Asked Questions

Q: Can I pause my subscription? A: No pause option available. You can return the vehicle and rebook later.

Q: Is the price ever discounted? A: Occasionally we offer promotions. Check our website or ask support.

Q: What if I return early? A: No refunds for partial weeks, but no penalties either.

Q: Can I prepay for multiple weeks? A: Currently, we only offer weekly automatic billing.

Q: Are there any hidden fees? A: No hidden fees. All potential charges are listed in this guide.

Cost-Saving Tips

Fuel Efficiency

  • ✅ Use recommended fuel grade only

  • ✅ Maintain proper tire pressure

  • ✅ Avoid excessive idling

  • ✅ Use cruise control on highways

Avoid Extra Charges

  • ✅ Return vehicle clean

  • ✅ Report issues immediately

  • ✅ Follow traffic laws

  • ✅ Park in safe locations

Maximize Earnings

  • ✅ Drive during surge pricing

  • ✅ Accept longer trips

  • ✅ Maintain high ratings

  • ✅ Use multiple platforms

Need Help Understanding Your Bill?

Billing Support

What We Can Help With

  • Explaining specific charges

  • Reviewing your payment history

  • Understanding your invoice

  • Disputing incorrect charges