Accepted Payment Methods

Swift Ride uses Stripe, a leading payment processor, to ensure secure and convenient transactions. Learn about all the payment methods we accept and how to use them.

Overview of Stripe Integration

Stripe is our trusted payment partner that:

Processes billions in payments globally
Provides bank-level security
Offers multiple payment options
Ensures PCI compliance
Protects against fraud

Credit and Debit Cards

Accepted Card Types

We accept all major credit and debit cards:

✅ Visa

All Visa credit cards
Visa debit cards
Visa Electron (market dependent)

✅ Mastercard

All Mastercard credit cards
Mastercard debit cards
Maestro (select regions)

✅ American Express

All Amex personal cards
Amex business cards
Amex prepaid (with restrictions)

✅ Discover

Discover credit cards
Discover debit cards
Diners Club (processed as Discover)

Card Requirements

Your card must:

Be valid and not expired
Have sufficient available credit/balance
Be registered to your name
Have a valid billing address

Digital Wallet Options

Apple Pay

How to Use Apple Pay:

Click "Apple Pay" at checkout
Authenticate with Face ID, Touch ID, or passcode
Confirm the payment amount
Complete transaction instantly

Requirements:

Safari browser on Mac or iOS device
Apple Pay set up on your device
Supported card added to Apple Wallet

Google Pay

How to Use Google Pay:

Click "Google Pay" button
Select your preferred card
Authenticate if required
Confirm payment

Requirements:

Chrome browser or Android device
Google Pay account set up
Supported card added to Google Pay

Link by Stripe

What is Link?

Stripe's one-click checkout solution
Saves your information securely
Enables faster future payments
Works across all Stripe merchants

How to Use Link:

Enter your email at checkout
Receive a verification code
Create your Link account (first time)
Pay with one click in the future

International Payment Methods

Supported International Cards

Most international Visa/Mastercard accepted
Currency automatically converted
Your bank may charge conversion fees
Transaction appears in USD

Regional Payment Methods

Depending on your location:

SEPA Direct Debit (Europe)
Alipay (China - limited)
Local bank transfers (select countries)

Payment Method Restrictions

What We Don't Accept

❌ Cash or Cash Apps

No cash payments
No Venmo, CashApp, Zelle
No money orders

❌ Alternative Payment Methods

PayPal (not directly integrated)
Cryptocurrency
Gift cards
Store credit cards

❌ High-Risk Cards

Some prepaid cards
Virtual/temporary card numbers
Cards flagged for fraud

Setting Up Your Payment Method

First-Time Setup

Navigate to Payment:
- Go to checkout or payment settings
- Click "Add Payment Method"
Choose Your Method:
- Select card, Apple Pay, or Google Pay
- Enter required information
Verify Your Information:
- Confirm billing address
- Enter security code
- Complete any authentication
Save for Future Use:
- Check "Save this card"
- Set as default if desired

Managing Multiple Payment Methods

Add Multiple Cards:

Go to Profile → Payment Methods
Click "Add New Payment Method"
Enter card details
Save and organize

Set Default Method:

View all saved methods
Click "Set as Default"
This card will be charged first

Remove a Method:

Click "Remove" or trash icon
Confirm removal
Cannot remove if it's the only method

Security Features

Stripe Security Measures

🔒 PCI DSS Level 1 Compliance

Highest level of security certification
Regular security audits
Encrypted data transmission

🔒 3D Secure Authentication

Additional verification for certain transactions
Reduces fraud and chargebacks
May require bank app confirmation

🔒 Tokenization

Card numbers replaced with secure tokens
Actual card data never stored
Each transaction uses unique identifiers

Your Security Checklist

✅ Always use secure Wi-Fi
✅ Verify swiftride.com in the URL
✅ Look for padlock icon in browser
✅ Never share payment details via email
✅ Monitor your statements regularly

Troubleshooting Payment Methods

Card Not Accepted

"Card declined" errors:

Check expiration date
Verify billing zip code matches
Ensure sufficient funds/credit
Contact your bank

"Invalid card number":

Re-enter without spaces
Check for typos
Ensure all digits entered
Try manual entry vs. autofill

Digital Wallet Issues

Apple Pay Not Working:

Update to latest iOS
Re-add card to wallet
Check Face ID/Touch ID settings
Try Safari browser

Google Pay Problems:

Clear browser cache
Update Google Pay app
Re-authenticate account
Check saved cards

International Card Issues

Enable international transactions with bank
Notify bank of U.S. transaction
Check currency conversion settings
Consider using different card

Best Practices

For Smooth Payments

Keep Information Updated:
- Update expiring cards proactively
- Maintain current billing address
- Verify phone number for authentication
Use Preferred Methods:
- Credit cards often have better protection
- Digital wallets for faster checkout
- Keep backup payment method
Security First:
- Use strong passwords
- Enable two-factor authentication
- Don't save cards on shared devices

Frequently Asked Questions

Q: Is my payment information safe? A: Yes, Stripe uses bank-level encryption and never stores your full card details.

Q: Can I use multiple cards? A: Yes, you can save multiple payment methods and switch between them.

Q: Are there any additional fees? A: Swift Ride doesn't charge payment processing fees. Your bank may charge for international transactions.

Q: How quickly are payments processed? A: Most payments process instantly. Bank transfers may take 1-3 business days.

Appearance